1.Yet there is plenty of room for policymakers to compound the damage already inflicted by the irresponsible conduct of the financial sector.
不过，政策制定者完全有可能加重已经由金融行业不负责任的行为所造成的损害。
2.Moral hazard Irresponsible conduct by the insured which is likely to increase the possibility of loss .
通过检查你的举止是否一向注意安全，保险公司可以应对道德风险。